Our Declaration of Financial Independence
1.We will spend less than we earn. Saving a little out of every dollar we bring home is the foundation of independence. Without it, we can't build equity in our home, we can't invest for the future, and we can't be ready for challenging times. We promise to pay ourselves first, always.
2.We will use our home as a savings account. Besides shelter and comfort for our family, the role of a house in our financial life is to build equity. We will have a healthy down payment when we buy. We'll choose the mortgage that lets us pay down the principal fastest. And then we'll leave that equity safe where it is instead of spending it on things that don't last.
3.We will take care of our money. It's not enough to have money in a bank. We will put it where it will grow. We'll keep track of it. And we'll check every account we have every year to protect ourselves against fraud or escheatment.
4.We will defend our credit worthiness. Good credit is going to be precious in the years to come. We will pay our bills on time. We'll borrow only when we need to and in amounts we can comfortably pay back. And then we'll do just that.
5.We will actively manage our debt and avoid living beyond our means. We will buy only what we can afford and only splurge on things we truly love.
6.We will know the cost of borrowing. The interest lenders charge us is real money, too. When we buy a mortgage or finance a purchase, we'll figure out what that interest is really going to cost in dollars, add it to the purchase price, and ask ourselves if it's still worth it.
7.We will invest for the long term. Futures are built out of patience and prudence, not luck. We will not put off being a saver because we think there's a lottery win in our future, in Vegas or on Wall Street.
8.We will take care of the things we have. We work hard for our money, and it's disrespectful to waste it - or the planet - by treating our possessions as disposable.
9.We will remember what matters. We are not the things we own. If we have to spend and spend on bigger, more impressive things to keep up with our friends, then they are not our friends at all.
10.We will be heard. Our representatives in government and the corporations we deal with need to know that we are paying attention. If we're silent, we're accepting the status quo, and the business practices that got our country into this situation will continue. We are not going to accept that.
Showing posts with label Be Your own Boss. Show all posts
Showing posts with label Be Your own Boss. Show all posts
11.3.12
15.10.11
How To Sell Wholesale Brand Name Handbags From Home
How To Sell Wholesale Brand Name Handbags From Home
You can sell wholesale brand name handbags from home by utilizing the following effective strategies. If you currently sell from home, or are considering selling designer handbags from your house, you should see how you can utilize and adapt these tips to your business.
Strategy #1
Advertise your wholesale brand name handbags through Craigslist.com. You can write as many ads as you want through this free classified site. In addition to simply posting an ad for a Coach or Nine West handbag, you can also get creative and make classified ads for combinations of different bags, or even for wholesale lots. In addition to Craigslist.com there are many other free classified ad sites that you can use to market your wholesale merchandise. As you build your business, you will want to consider sites such as eBay and Amazon, where even though you will have to pay to list your goods, you will also be exposed to a much larger audience.
Strategy #2
Post flyers in your local supermarket, bank, and library for your handbag business. Because your profit margin is potentially very large, even if you spend an hour distributing flyers, and make only one sale, it can be well worth it. Let’s say you leave a stack of flyers at three separate locations, and as a result you sell a Guess handbag for $80, that you purchased from my closeout business for only $30, well that’s a $50 profit for an hour of work plus the cost of printing the flyers. What if that customer returns to buy more handbags in the future? Look at how much your home based handbag business can benefit from spending just an hour leaving sales flyers around your neighborhood.
Strategy #3
Run weekly in house sales parties for your friends and neighbors. You can attract people to your sales party by carrying brands such as Coach, Steve Madden, Nine West, Jessica Simpson, Guess, and Lucky Brand. Always ensure that you are only dealing with authentic brand name bags which you can purchase at below the regular wholesale price. You will be able to compete against established retailers while conducting your business the right way. If you want to give them an extra reason for attending your sales event, offer to donate a portion of each sale to a favorite local charity of their choice.
Sincerely,
Donny Lowy
718-389-5502
917-913-6093
Wholesale Products:
http://www.closeoutexplosion.com
Wholesale Directory:
http://www.wholesalequest.com
Wholesale Strategies, Tips, and Resources:
http://www.wholesalecloseoutuniversity.com
276 Greenpoint Ave
Brooklyn NY 11222
Open Monday to Thursday
9:00 AM to 6:00 PM
Friday
9:00 AM to 4:00 PM
Saturday Closed
Sunday
11:00 AM to 4:00 PM
Posted by Donny Lowy 0 comments
Wholesale Italian Designer Handbags: Why Are They So Popular?
The popularity of wholesale Italian designer handbags is seemingly universal. I receive wholesale requests from wholesale buyers as far as Nigeria, Zambia, Malaysia, Mexico, and New Zealand for brand name Italian handbags.
Their popularity seems to be directly related to their high quality craftsmanship, which in turn translates into brands which are internationally known for durability and high quality. Especially now that Chinese manufactured no name brand handbags are exported throughout the world, it is important for a high end boutique to distinguish itself by focusing the brands that shoppers already know and appreciate, such as Coach, Guess, Steve Madden, Nine West, and Michael Kors.
Although a brand name might not be produced in Italy, the point I would like to make is that the importance of selling a wholesale brand name pocketbook is crucial in a market flooded with generic merchandise.
If you are interested in the handbag business, you should take a look at:
You can sell wholesale brand name handbags from home by utilizing the following effective strategies. If you currently sell from home, or are considering selling designer handbags from your house, you should see how you can utilize and adapt these tips to your business.
Strategy #1
Advertise your wholesale brand name handbags through Craigslist.com. You can write as many ads as you want through this free classified site. In addition to simply posting an ad for a Coach or Nine West handbag, you can also get creative and make classified ads for combinations of different bags, or even for wholesale lots. In addition to Craigslist.com there are many other free classified ad sites that you can use to market your wholesale merchandise. As you build your business, you will want to consider sites such as eBay and Amazon, where even though you will have to pay to list your goods, you will also be exposed to a much larger audience.
Strategy #2
Post flyers in your local supermarket, bank, and library for your handbag business. Because your profit margin is potentially very large, even if you spend an hour distributing flyers, and make only one sale, it can be well worth it. Let’s say you leave a stack of flyers at three separate locations, and as a result you sell a Guess handbag for $80, that you purchased from my closeout business for only $30, well that’s a $50 profit for an hour of work plus the cost of printing the flyers. What if that customer returns to buy more handbags in the future? Look at how much your home based handbag business can benefit from spending just an hour leaving sales flyers around your neighborhood.
Strategy #3
Run weekly in house sales parties for your friends and neighbors. You can attract people to your sales party by carrying brands such as Coach, Steve Madden, Nine West, Jessica Simpson, Guess, and Lucky Brand. Always ensure that you are only dealing with authentic brand name bags which you can purchase at below the regular wholesale price. You will be able to compete against established retailers while conducting your business the right way. If you want to give them an extra reason for attending your sales event, offer to donate a portion of each sale to a favorite local charity of their choice.
Sincerely,
Donny Lowy
718-389-5502
917-913-6093
Wholesale Products:
http://www.closeoutexplosion.com
Wholesale Directory:
http://www.wholesalequest.com
Wholesale Strategies, Tips, and Resources:
http://www.wholesalecloseoutuniversity.com
276 Greenpoint Ave
Brooklyn NY 11222
Open Monday to Thursday
9:00 AM to 6:00 PM
Friday
9:00 AM to 4:00 PM
Saturday Closed
Sunday
11:00 AM to 4:00 PM
Posted by Donny Lowy 0 comments
Wholesale Italian Designer Handbags: Why Are They So Popular?
The popularity of wholesale Italian designer handbags is seemingly universal. I receive wholesale requests from wholesale buyers as far as Nigeria, Zambia, Malaysia, Mexico, and New Zealand for brand name Italian handbags.
Their popularity seems to be directly related to their high quality craftsmanship, which in turn translates into brands which are internationally known for durability and high quality. Especially now that Chinese manufactured no name brand handbags are exported throughout the world, it is important for a high end boutique to distinguish itself by focusing the brands that shoppers already know and appreciate, such as Coach, Guess, Steve Madden, Nine West, and Michael Kors.
Although a brand name might not be produced in Italy, the point I would like to make is that the importance of selling a wholesale brand name pocketbook is crucial in a market flooded with generic merchandise.
If you are interested in the handbag business, you should take a look at:
8.8.11
Linden Huckle is the owner of www.LindenHuckle.com
If you want to be a millionaire, talk to millionaires.
You have decided you want a better life, more money, more free time, a bright future, an exciting life. Make sure you talk to people who are doing it! Do not listen to your negative, bitter and twisted neighbour.
"People who say it cannot be done should not interrupt those who are doing it."Anonymous
You can do it!
You have had it with your present lot in life, you are going to do something about it, you have an idea, a business idea to get you out of your present situation in life, you decide to tell everyone about your new business adventure, wait for it, here it comes, 'you can't do that, that will never work, it's to risky, just stick to what you know, sounds crazy to me, you've got more chance of waking up on the moon'.
Don't you just love family!
Of course they only have your best interest at heart, they don't want to see you get hurt. They honestly believe they are giving you good advice, in some cases they probably are, but if you are looking at an opportunity where you know people are doing great and leading the life that you want, they are probably giving you WRONG advice.
Do not listen to people who haven't done it, if you want to be a millionaire, talk to millionaires, you can do anything in life, as long as you have the desire. Follow your heart and if it doesn't work out, get up, dust yourself off and try again, do not quit until you get to live the life of your dreams.
There is an old saying, 'Nothing is impossible to a willing mind'
If you want something bad enough, you will get it!
Someone contacted me recently and said, 'most work from home opportunities are a scam! I have spent thousands joining this company and that company, only to find out, that what they told me initially was all lies. How do I know that the next opportunity isn't a scam?'
I guarantee that this person never worked any of the businesses they tried, they signed up and because they paid money to join, they expect an income right away! When they're not a millionaire in six months, the business opportunity is a scam, they have done very little, if anything in six months, but expect to be RICH.
The trouble with a lot of businesses, is they promise fast money, get rich quick, earn six figures in a month, when this doesn't happen people get discouraged and leave.
The other problem is people don't want to work, they think that when they sign up to a business, that business owes them a living, you have to work at any business and that's the word that scares people, WORK.
To start with, you NEED a mentor and a system to follow, attend seminars, mix with the people who are doing it and are successful at whatever the business is.
Remember, if you want more from life, if you want to be successful, wealthy and financially free, desire is what you need and lots of it.
Businesses are sometimes hard, but persevere and NEVER, NEVER QUIT!
"When nothing seems to help, I go and look at a stonecutter hammering away at his rock perhaps a hundred times without as much as a crack showing in it. Yet at the hundred and first blow it will split in two, and I know it was not that blow that did it - but all that had gone before." Jacob Riis
Linden Huckle is the owner of www.LindenHuckle.com
Access up to date internet marketing information, discover how to create a profit pulling online business, that will stay around for years, while other online businesses crumble and get de-indexed. Access high quality, free internet marketing information and join our newsletter, stay ahead of the internet marketing world!
Article Source: http://EzineArticles.com/?expert=Linden_Huckle
Article Source: http://EzineArticles.com/215657
top 10 ways to live rich
While very few of us will reach the ranks of the world's billionaires, it doesn't mean we can't live like them.
And we don't have to shell out several million to do so.
That's because a number of companies are offering temporary use of high-end products and services such as yachts, exotic cars, luxury handbags, and even personal chefs and stylists.
In Pictures: Top 10 Ways To Live Rich
So while you may not be able to call it your own, you still get every benefit of living the rich life.
"We call it the Luxury Access Revolution," says Milton Pedraza, CEO of the Luxury Institute, a research company that provides luxury information to high-net-worth individuals and the companies that cater to them. "It makes it easy for you to say, 'I'm not going to buy it. I'm going to carve out the experience and buy the experience,' because [people] don't want the hassle of owning the possession. You're seeing it across many more categories."
NetJets, a Berkshire Hathaway-owned company that began offering fractional jet ownership in 1986, caught on to customer desire for the luxe life with minimal commitment in 2001. That's when it introduced the Marquis Jet Card, which allows the user to sublease a NetJets fractional share of which Marquis Jet Partners is the owner. Individuals may pre-buy 25 hours of yearly flight time for $119,900 (excluding additional charges like tax, fuel, etc.).
Got time to kill between flights? Why not blow $3,000 on a Fendi bag? Chances are a terminal near you has that and other luxury goods for sale. Sneak a peek here.
Several other companies are following suit.
Home Cooking
Private Chefs, which has staffed the homes of Richard Branson and Madonna, will dispatch a personal cook to yours for as little as a day. Be prepared to pay a $100 agency fee plus $35 per hour, and everything else is taken care of, from the shopping and cooking to serving and cleanup.
"This is the part of our business that's been increasing steadily in the past year," says Christian Paier, PCI president. The company gets an average of 10 requests per week in each of its eight offices located in Beverly Hills, Calif.; Palm Beach, Fla.; Dallas; London; New York; Las Vegas; Seattle; and Washington, D.C. "It appeals," Paier continues, "to a lot more people than the full-time thing. It's affordable; anybody can do it." His customers often "want to splurge and have a wonderful experience, whether it's just them and their spouse, or a small dinner for six or eight friends. People absolutely love it."
It's hard not to feel privileged when an executive chef is serving you gourmet food, but when it's not simply your primary residence, but rather your only one, cabin fever tends to set in.
Solution? Get an apartment in Paris.
Ooh-La-La Life
Yes, it may be temporary, but opt for one of the exquisite, fully furnished pieds-a-terre available through ParisLuxuryRentals.com, and you're practically guaranteed an authentic experience. The company offers short- and long-term rentals in select neighborhoods, including Saint-Germain-des-Pres, Ile St. Louis, Le Marais and the Latin Quarter. To live like a local without the hassle, the company offers an optional daily or weekly housekeeping service, and an optional car and driver.
A 2,000-square-foot apartment, for example, which is considered very large for Paris, would run for about $3 million, and that's without taxes and the cost of maintaining such an investment. However, a brief stay in one of ParisLuxuryRentals.com's similarly sized dwellings, which combine the spaciousness and privacy of an apartment with the amenities of a hotel, might only cost about $10,000 per week at the higher end of the spectrum.
"It's a place of their own," says CEO Claude Nederovique. "They live like Parisians. They can really participate in life, [which is] a completely different experience [from a hotel]."
Nederovique saw the number of people requesting his service double last year. 90% of his clientele come from the U.S., and most rent from one week to one month, though some stay as long as three months.
$10,000 for a martini? It's just one on our list of world's most decadent cocktails. But better sip slowly--while delicious, these tipples will cost you.
Handbag Heaven
Even those who just want to dress like a socialite, but can't bring themselves to part with $1,200 for a Gucci handbag, can do it affordably with Bag Borrow or Steal, a site that lends customers high-end bags and jewelry from designers like Chanel, Versace and Dior, for a weekly or monthly fee.
"Borrowing is really about freedom, access and convenience," says Lynn Ridenour, senior vice president of marketing. "It gives [customers] greater access to a vast inventory of luxury accessories and the opportunity to indulge in more, more often."
Is there a downside? Of course: In the end, you do have to give it all back.
Still, says Pedraza, "There's no question that [the trend of temporary use] will grow. It is such a great convenience where you can buy the experience, not the depreciating assets.
And we don't have to shell out several million to do so.
That's because a number of companies are offering temporary use of high-end products and services such as yachts, exotic cars, luxury handbags, and even personal chefs and stylists.
In Pictures: Top 10 Ways To Live Rich
So while you may not be able to call it your own, you still get every benefit of living the rich life.
"We call it the Luxury Access Revolution," says Milton Pedraza, CEO of the Luxury Institute, a research company that provides luxury information to high-net-worth individuals and the companies that cater to them. "It makes it easy for you to say, 'I'm not going to buy it. I'm going to carve out the experience and buy the experience,' because [people] don't want the hassle of owning the possession. You're seeing it across many more categories."
NetJets, a Berkshire Hathaway-owned company that began offering fractional jet ownership in 1986, caught on to customer desire for the luxe life with minimal commitment in 2001. That's when it introduced the Marquis Jet Card, which allows the user to sublease a NetJets fractional share of which Marquis Jet Partners is the owner. Individuals may pre-buy 25 hours of yearly flight time for $119,900 (excluding additional charges like tax, fuel, etc.).
Got time to kill between flights? Why not blow $3,000 on a Fendi bag? Chances are a terminal near you has that and other luxury goods for sale. Sneak a peek here.
Several other companies are following suit.
Home Cooking
Private Chefs, which has staffed the homes of Richard Branson and Madonna, will dispatch a personal cook to yours for as little as a day. Be prepared to pay a $100 agency fee plus $35 per hour, and everything else is taken care of, from the shopping and cooking to serving and cleanup.
"This is the part of our business that's been increasing steadily in the past year," says Christian Paier, PCI president. The company gets an average of 10 requests per week in each of its eight offices located in Beverly Hills, Calif.; Palm Beach, Fla.; Dallas; London; New York; Las Vegas; Seattle; and Washington, D.C. "It appeals," Paier continues, "to a lot more people than the full-time thing. It's affordable; anybody can do it." His customers often "want to splurge and have a wonderful experience, whether it's just them and their spouse, or a small dinner for six or eight friends. People absolutely love it."
It's hard not to feel privileged when an executive chef is serving you gourmet food, but when it's not simply your primary residence, but rather your only one, cabin fever tends to set in.
Solution? Get an apartment in Paris.
Ooh-La-La Life
Yes, it may be temporary, but opt for one of the exquisite, fully furnished pieds-a-terre available through ParisLuxuryRentals.com, and you're practically guaranteed an authentic experience. The company offers short- and long-term rentals in select neighborhoods, including Saint-Germain-des-Pres, Ile St. Louis, Le Marais and the Latin Quarter. To live like a local without the hassle, the company offers an optional daily or weekly housekeeping service, and an optional car and driver.
A 2,000-square-foot apartment, for example, which is considered very large for Paris, would run for about $3 million, and that's without taxes and the cost of maintaining such an investment. However, a brief stay in one of ParisLuxuryRentals.com's similarly sized dwellings, which combine the spaciousness and privacy of an apartment with the amenities of a hotel, might only cost about $10,000 per week at the higher end of the spectrum.
"It's a place of their own," says CEO Claude Nederovique. "They live like Parisians. They can really participate in life, [which is] a completely different experience [from a hotel]."
Nederovique saw the number of people requesting his service double last year. 90% of his clientele come from the U.S., and most rent from one week to one month, though some stay as long as three months.
$10,000 for a martini? It's just one on our list of world's most decadent cocktails. But better sip slowly--while delicious, these tipples will cost you.
Handbag Heaven
Even those who just want to dress like a socialite, but can't bring themselves to part with $1,200 for a Gucci handbag, can do it affordably with Bag Borrow or Steal, a site that lends customers high-end bags and jewelry from designers like Chanel, Versace and Dior, for a weekly or monthly fee.
"Borrowing is really about freedom, access and convenience," says Lynn Ridenour, senior vice president of marketing. "It gives [customers] greater access to a vast inventory of luxury accessories and the opportunity to indulge in more, more often."
Is there a downside? Of course: In the end, you do have to give it all back.
Still, says Pedraza, "There's no question that [the trend of temporary use] will grow. It is such a great convenience where you can buy the experience, not the depreciating assets.
12.11.09
In other words, one out of three Americans...
Over the next three years, in the United States alone, the number of people who work out of their homes will increase from a current 30 million to an estimated 90 million by the year 2012! In other words, one out of three Americans will be working out of their home by 2012.
This opportunity does not require any special marketing skills, manager knowledge or previous retail sales experience.
You only need access to the Internet and basic typing skills... THAT'S IT. And it is free, Free, FREE did I say
F R E E ...
We are looking for people nationwide who want to work part-time or full time and have some experience with any of these industries: customer service, accounting, and admin.
Ordinary people from all over the United States, some with limited computer and internet experience, are making money at home with
This opportunity does not require any special marketing skills, manager knowledge or previous retail sales experience.
You only need access to the Internet and basic typing skills... THAT'S IT. And it is free, Free, FREE did I say
F R E E ...
We are looking for people nationwide who want to work part-time or full time and have some experience with any of these industries: customer service, accounting, and admin.
Ordinary people from all over the United States, some with limited computer and internet experience, are making money at home with
Subscribe to:
Posts (Atom)